Our Pricing Plans

No SetUp Fees, Your Monthly Donation is Tax Deductible

STARTER

$59.95/month

Great for people making less than $3k a month

  • Unlimited Credit Disputes
  • Credit Summary & Score
  • 24/7 Credit Portal Access
  • Monthly Credit Newsletter
  • Chat & Email Support

PLUS

$69.95/month

Ideal for incomes between $3k-$4k a month

  • Unlimited Credit Disputes
  • 1 Bureau Credit Monitoring
  • Access to Credit Score
  • 24/7 Credit Portal Access
  • Monthly Credit Newsletter
  • Chat & Email Support

PLUS PRO

$79.95/month

Designed for people earning more than $5k a month

  • Unlimited Credit Disputes
  • 3 Bureau Credit Monitoring
  • Access to All 3 Credit Scores
  • Free Credit Coaching
  • 24/7 Credit Portal Access
  • Monthly Credit Newsletter
  • Chat & Email Support

Heres what sets us apart from the rest!


  • We don’t just monitor your credit, we help rebuild it!
  • We are usually done in less time than those large credit repair companies
  • We don’t treat you like a number, you’re part of the NPCC family
  • Your monthly donation is tax deductible
  • We offer Military discounts
  • Credit Reporting Fees – $29.95 to $49.95 (varies based on Plan)
  • Stamps (one for each credit bureau) – $1.50
  • Paper (for letters to each credit bureau) – $0.09
  • Envelopes (one for each credit bureau) – $0.39
  • Cloud Hosting Fee – $2.00
  • Wages for 1 Hour of Credit Counseling – $15.00
  • Operational Costs – 30 Minutes of Wages for Document Preparation – $6.00
  • Miscellaneous Expenses – $4.07

Every credit profile is different and it all really depends on the number of inaccuracies you want us to challenge.
A simple formula would be to take the number of items you want us to work on and divide that number by 2 and that’s how many months you should anticipate being enrolled in our program for. For example, if you have 12 inaccuracies then it will take about 6 months (plus or minus a month or two).

There is no magic formula or genie that can predict what your score will be. If the inaccuracies you identify are negatives or ones that are hindering your score then once they are removed or resolved, naturally your score will increase.

No. We are not a credit repair agency or clinic. We are a non-profit credit counseling agency. We like to educate you and provide you the tools to challenge inaccuracies and unverifiable data on your credit report.

We will need a copy of your credit report, copy of government issued ID, and sometimes we’ll need a copy of social security card.

No. We will never bind our customers to a contract. Our program is month to month and you can cancel anytime.