Every credit profile is different and it all really depends on the number of inaccuracies you want us to challenge.
A simple formula would be to take the number of items you want us to work on and divide that number by 2 and that’s how many months you should anticipate being enrolled in our program for. For example, if you have 12 inaccuracies then it will take about 6 months (plus or minus a month or two).
There is no magic formula or genie that can predict what your score will be. If the inaccuracies you identify are negatives or ones that are hindering your score then once they are removed or resolved, naturally your score will increase.
No. We are not a credit repair agency or clinic. We are a non-profit credit counseling agency. We like to educate you and provide you the tools to challenge inaccuracies and unverifiable data on your credit report.
No. We will never bind our customers to a contract. Our program is month to month and you can cancel anytime.